{"id":5888,"date":"2024-07-02T23:47:52","date_gmt":"2024-07-02T21:47:52","guid":{"rendered":"https:\/\/mwk.speckmann.com\/casos\/caso-sparkasse-osnabruck-es\/"},"modified":"2024-10-11T04:34:21","modified_gmt":"2024-10-11T02:34:21","slug":"caso-institucion-de-credito-del-noroeste-de-alemania","status":"publish","type":"page","link":"https:\/\/mwk.speckmann.com\/es\/casos\/caso-institucion-de-credito-del-noroeste-de-alemania\/","title":{"rendered":"Mit null Investition auf 500K Provision: kein allt\u00e4glicher Business Case. &#8211; ES"},"content":{"rendered":"<style>.kb-row-layout-id5108_1b5c55-44 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id5108_1b5c55-44 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id5108_1b5c55-44 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-sm, 1rem);max-width:var( --global-content-width, 1258px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-4xl, 8rem);padding-bottom:var(--global-kb-spacing-5xl, 10rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id5108_1b5c55-44 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id5108_1b5c55-44 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id5108_1b5c55-44 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id5108_1b5c55-44 alignfull has-theme-palette3-background-color kt-row-has-bg hero-divider wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column5108_522dbc-8c > .kt-inside-inner-col,.kadence-column5108_522dbc-8c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column5108_522dbc-8c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column5108_522dbc-8c > .kt-inside-inner-col{flex-direction:column;}.kadence-column5108_522dbc-8c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column5108_522dbc-8c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column5108_522dbc-8c{position:relative;}@media all and (max-width: 1024px){.kadence-column5108_522dbc-8c > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column5108_522dbc-8c > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column5108_522dbc-8c\" data-aos=\"fade-up\" data-aos-duration=\"600\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading5108_7bcf20-85, .wp-block-kadence-advancedheading.kt-adv-heading5108_7bcf20-85[data-kb-block=\"kb-adv-heading5108_7bcf20-85\"]{padding-top:0px;margin-top:0px;text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading5108_7bcf20-85 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading5108_7bcf20-85[data-kb-block=\"kb-adv-heading5108_7bcf20-85\"] mark.kt-highlight{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h1 class=\"kt-adv-heading5108_7bcf20-85 ft-h1 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading5108_7bcf20-85\">Con una inversi\u00f3n cero y una comisi\u00f3n de 500.000: no es un caso de negocio cotidiano.<\/h1>\n<\/div><\/div>\n\n<\/div><\/div><style>.kb-row-layout-id5108_0b12e6-59 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id5108_0b12e6-59 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id5108_0b12e6-59 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-4xl, 8rem);padding-bottom:var(--global-kb-spacing-md, 2rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id5108_0b12e6-59 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id5108_0b12e6-59 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id5108_0b12e6-59 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id5108_0b12e6-59 alignnone animate-fade-up wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column5108_50b58c-cf > .kt-inside-inner-col,.kadence-column5108_50b58c-cf > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column5108_50b58c-cf > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column5108_50b58c-cf > .kt-inside-inner-col{flex-direction:column;}.kadence-column5108_50b58c-cf > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column5108_50b58c-cf > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column5108_50b58c-cf{position:relative;}@media all and (max-width: 1024px){.kadence-column5108_50b58c-cf > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column5108_50b58c-cf > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column5108_50b58c-cf\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading5108_8c7a55-cd, .wp-block-kadence-advancedheading.kt-adv-heading5108_8c7a55-cd[data-kb-block=\"kb-adv-heading5108_8c7a55-cd\"]{max-width:940px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading5108_8c7a55-cd mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading5108_8c7a55-cd[data-kb-block=\"kb-adv-heading5108_8c7a55-cd\"] mark.kt-highlight{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h2 class=\"kt-adv-heading5108_8c7a55-cd ft-h2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading5108_8c7a55-cd\"><strong>La cuenta corriente con garant\u00eda extra<\/strong> .<\/h2>\n\n\n\n<p class=\"ft-lg\">Este banco p\u00fablico del noroeste de Alemania se hab\u00eda marcado un objetivo claro: generar nuevas ventas y hacerlo deliberadamente sin ninguna inversi\u00f3n financiera propia. Mehrwerk desarroll\u00f3 una soluci\u00f3n de valor a\u00f1adido basada en datos que otorgaba a la cuenta corriente del banco un valor a\u00f1adido claramente reconocible, con ventajas de seguro muy relevantes para los titulares de las cuentas. Y el \u00e9xito super\u00f3 todas las expectativas.  <\/p>\n<\/div><\/div>\n\n<\/div><\/div><style>.kb-row-layout-id5108_3373ce-6e > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id5108_3373ce-6e > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id5108_3373ce-6e > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id5108_3373ce-6e > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id5108_3373ce-6e > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id5108_3373ce-6e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}.kb-row-layout-id5108_3373ce-6e p {hyphens: auto}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id5108_3373ce-6e alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full\">\n<style>.kadence-column5108_d580a1-c7 > .kt-inside-inner-col{display:flex;}.kadence-column5108_d580a1-c7 > .kt-inside-inner-col,.kadence-column5108_d580a1-c7 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column5108_d580a1-c7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column5108_d580a1-c7 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}.kadence-column5108_d580a1-c7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column5108_d580a1-c7{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_d580a1-c7{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_d580a1-c7 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}.kadence-column5108_d580a1-c7 > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);}.kadence-column5108_d580a1-c7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column5108_d580a1-c7{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column5108_d580a1-c7{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_d580a1-c7{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_d580a1-c7 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}}@media all and (max-width: 1024px){.kadence-column5108_d580a1-c7 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column5108_d580a1-c7{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_d580a1-c7{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_d580a1-c7 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}.kadence-column5108_d580a1-c7 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column5108_d580a1-c7 mwk-card\"><div class=\"kt-inside-inner-col\"><style>.kadence-column5108_a7cf7a-12 > .kt-inside-inner-col,.kadence-column5108_a7cf7a-12 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column5108_a7cf7a-12 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column5108_a7cf7a-12 > .kt-inside-inner-col{flex-direction:column;}.kadence-column5108_a7cf7a-12 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column5108_a7cf7a-12 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column5108_a7cf7a-12{position:relative;}@media all and (max-width: 1024px){.kadence-column5108_a7cf7a-12 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column5108_a7cf7a-12 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column5108_a7cf7a-12\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading5108_7ef402-27, .wp-block-kadence-advancedheading.kt-adv-heading5108_7ef402-27[data-kb-block=\"kb-adv-heading5108_7ef402-27\"]{padding-top:0px;margin-top:0px;text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading5108_7ef402-27 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading5108_7ef402-27[data-kb-block=\"kb-adv-heading5108_7ef402-27\"] mark.kt-highlight{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h3 class=\"kt-adv-heading5108_7ef402-27 ft-h3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading5108_7ef402-27\">El desaf\u00edo<\/h3>\n\n\n\n<ul class=\"wp-block-list mwk-list-plus\">\n<li><ins>Desarrollo de un nuevo canal de ventas<\/ins><\/li>\n\n\n\n<li><ins>Objetivo: generar nuevos ingresos<\/ins><\/li>\n\n\n\n<li><ins>Sin inversi\u00f3n\/entrada expl\u00edcita  <\/ins><\/li>\n\n\n\n<li><ins>Mejorar la fidelizaci\u00f3n del cliente<\/ins><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column5108_abf931-c1 > .kt-inside-inner-col{display:flex;}.kadence-column5108_abf931-c1 > .kt-inside-inner-col,.kadence-column5108_abf931-c1 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column5108_abf931-c1 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column5108_abf931-c1 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}.kadence-column5108_abf931-c1 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column5108_abf931-c1{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_abf931-c1{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_abf931-c1 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}.kadence-column5108_abf931-c1 > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);}.kadence-column5108_abf931-c1 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column5108_abf931-c1{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column5108_abf931-c1{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_abf931-c1{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_abf931-c1 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}}@media all and (max-width: 1024px){.kadence-column5108_abf931-c1 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column5108_abf931-c1{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_abf931-c1{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_abf931-c1 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}.kadence-column5108_abf931-c1 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column5108_abf931-c1 mwk-card\"><div class=\"kt-inside-inner-col\"><style>.kadence-column5108_095c7e-8e > .kt-inside-inner-col,.kadence-column5108_095c7e-8e > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column5108_095c7e-8e > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column5108_095c7e-8e > .kt-inside-inner-col{flex-direction:column;}.kadence-column5108_095c7e-8e > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column5108_095c7e-8e > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column5108_095c7e-8e{position:relative;}@media all and (max-width: 1024px){.kadence-column5108_095c7e-8e > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column5108_095c7e-8e > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column5108_095c7e-8e\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading5108_ead24a-9c, .wp-block-kadence-advancedheading.kt-adv-heading5108_ead24a-9c[data-kb-block=\"kb-adv-heading5108_ead24a-9c\"]{padding-top:0px;margin-top:0px;text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading5108_ead24a-9c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading5108_ead24a-9c[data-kb-block=\"kb-adv-heading5108_ead24a-9c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h3 class=\"kt-adv-heading5108_ead24a-9c ft-h3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading5108_ead24a-9c\"><strong><ins>Estrategia<\/ins><\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list mwk-list-plus\">\n<li><ins>Oferta de un paquete opcional de valor a\u00f1adido a trav\u00e9s de diversos canales<\/ins><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column5108_2c110b-03 > .kt-inside-inner-col{display:flex;}.kadence-column5108_2c110b-03 > .kt-inside-inner-col,.kadence-column5108_2c110b-03 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column5108_2c110b-03 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column5108_2c110b-03 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}.kadence-column5108_2c110b-03 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column5108_2c110b-03{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_2c110b-03{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_2c110b-03 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}.kadence-column5108_2c110b-03 > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);}.kadence-column5108_2c110b-03 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column5108_2c110b-03{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column5108_2c110b-03{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_2c110b-03{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_2c110b-03 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}}@media all and (max-width: 1024px){.kadence-column5108_2c110b-03 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column5108_2c110b-03{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_2c110b-03{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_2c110b-03 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}.kadence-column5108_2c110b-03 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column5108_2c110b-03 mwk-card\"><div class=\"kt-inside-inner-col\"><style>.kadence-column5108_463d27-fc > .kt-inside-inner-col,.kadence-column5108_463d27-fc > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column5108_463d27-fc > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column5108_463d27-fc > .kt-inside-inner-col{flex-direction:column;}.kadence-column5108_463d27-fc > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column5108_463d27-fc > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column5108_463d27-fc{position:relative;}@media all and (max-width: 1024px){.kadence-column5108_463d27-fc > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column5108_463d27-fc > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column5108_463d27-fc\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading5108_859051-de, .wp-block-kadence-advancedheading.kt-adv-heading5108_859051-de[data-kb-block=\"kb-adv-heading5108_859051-de\"]{padding-top:0px;margin-top:0px;text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading5108_859051-de mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading5108_859051-de[data-kb-block=\"kb-adv-heading5108_859051-de\"] mark.kt-highlight{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h3 class=\"kt-adv-heading5108_859051-de ft-h3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading5108_859051-de\"><strong><ins>Medidas<\/ins><\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list mwk-list-plus\">\n<li><ins>Ampliaci\u00f3n de garant\u00eda todo en uno para todos los electrodom\u00e9sticos y aparatos dom\u00e9sticos<\/ins><\/li>\n\n\n\n<li><ins>Primer contacto y servicio de venta por parte de Mehrwerk en nombre de la caja de ahorros<\/ins><\/li>\n\n\n\n<li><ins>El cliente activa el paquete como parte de una llamada saliente o a trav\u00e9s de la sucursal de Internet.<\/ins><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column5108_995a89-43 > .kt-inside-inner-col{display:flex;}.kadence-column5108_995a89-43 > .kt-inside-inner-col,.kadence-column5108_995a89-43 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column5108_995a89-43 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column5108_995a89-43 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}.kadence-column5108_995a89-43 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column5108_995a89-43{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_995a89-43{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_995a89-43 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}.kadence-column5108_995a89-43 > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);}.kadence-column5108_995a89-43 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column5108_995a89-43{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column5108_995a89-43{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_995a89-43{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_995a89-43 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}}@media all and (max-width: 1024px){.kadence-column5108_995a89-43 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column5108_995a89-43{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_995a89-43{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column5108_995a89-43 > .kt-inside-inner-col{flex-direction:column;justify-content:space-between;}.kadence-column5108_995a89-43 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column5108_995a89-43 mwk-card\"><div class=\"kt-inside-inner-col\"><style>.kadence-column5108_28e074-d9 > .kt-inside-inner-col,.kadence-column5108_28e074-d9 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column5108_28e074-d9 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column5108_28e074-d9 > .kt-inside-inner-col{flex-direction:column;}.kadence-column5108_28e074-d9 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column5108_28e074-d9 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column5108_28e074-d9{position:relative;}@media all and (max-width: 1024px){.kadence-column5108_28e074-d9 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column5108_28e074-d9 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column5108_28e074-d9\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading5108_4d49bd-61, .wp-block-kadence-advancedheading.kt-adv-heading5108_4d49bd-61[data-kb-block=\"kb-adv-heading5108_4d49bd-61\"]{padding-top:0px;margin-top:0px;text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading5108_4d49bd-61 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading5108_4d49bd-61[data-kb-block=\"kb-adv-heading5108_4d49bd-61\"] mark.kt-highlight{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h3 class=\"kt-adv-heading5108_4d49bd-61 ft-h3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading5108_4d49bd-61\"><strong><ins>\u00c9xito<\/ins><\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list mwk-list-plus\">\n<li>Ingresos sostenibles por comisiones por valor de m\u00e1s de medio mill\u00f3n de euros, sin riesgo ni inversi\u00f3n por parte del cliente<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div><style>.kb-row-layout-id5108_c5094d-64 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id5108_c5094d-64 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id5108_c5094d-64 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-xxl, 5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id5108_c5094d-64 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id5108_c5094d-64 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id5108_c5094d-64 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id5108_c5094d-64 alignnone animate-fade-up wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column5108_fa4e14-c3 > .kt-inside-inner-col,.kadence-column5108_fa4e14-c3 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column5108_fa4e14-c3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column5108_fa4e14-c3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column5108_fa4e14-c3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column5108_fa4e14-c3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column5108_fa4e14-c3{position:relative;}@media all and (max-width: 1024px){.kadence-column5108_fa4e14-c3 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column5108_fa4e14-c3 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column5108_fa4e14-c3\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading5108_dba6eb-10, .wp-block-kadence-advancedheading.kt-adv-heading5108_dba6eb-10[data-kb-block=\"kb-adv-heading5108_dba6eb-10\"]{max-width:940px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading5108_dba6eb-10 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading5108_dba6eb-10[data-kb-block=\"kb-adv-heading5108_dba6eb-10\"] mark.kt-highlight{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h2 class=\"kt-adv-heading5108_dba6eb-10 ft-h2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading5108_dba6eb-10\">Conclusi\u00f3n: <strong>500.000 euros ganados sin riesgo<\/strong> .<\/h2>\n\n\n\n<p class=\"ft-lg\">Los servicios de valor a\u00f1adido han dado en el clavo. Las necesidades de los clientes finales, definidas a partir de datos, se han satisfecho con precisi\u00f3n con los servicios de seguros seleccionados. Esto ha reforzado la fidelidad de los clientes. Y todo ello sin necesidad de realizar ninguna inversi\u00f3n financiera.   <\/p>\n<\/div><\/div>\n\n<\/div><\/div><style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id5108_d81283-67{margin-top:var(--global-kb-spacing-xxl, 5rem);margin-bottom:var(--global-kb-spacing-4xl, 8rem);}.kb-row-layout-id5108_d81283-67 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id5108_d81283-67 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id5108_d81283-67 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1258px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id5108_d81283-67{background-image:url('https:\/\/mwk.speckmann.com\/wp-content\/uploads\/2024\/06\/tim-so.png');background-size:contain;background-position:100% 50%;background-attachment:scroll;background-repeat:no-repeat;}.kb-row-layout-id5108_d81283-67 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px), only screen and (min-device-width: 1024px) and (max-device-width: 1366px) and (-webkit-min-device-pixel-ratio: 2) and (orientation: landscape) and (hover: none){.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id5108_d81283-67{background:var(--global-palette2, #2B6CB0);}}@media all and (max-width: 1024px){.kb-row-layout-id5108_d81283-67 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id5108_d81283-67 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id5108_d81283-67 alignwide has-theme-palette2-background-color kt-row-has-bg animate-fade-up mwk-get-in-touch wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column5108_6abc98-7f > .kt-inside-inner-col,.kadence-column5108_6abc98-7f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column5108_6abc98-7f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column5108_6abc98-7f > .kt-inside-inner-col{flex-direction:column;}.kadence-column5108_6abc98-7f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column5108_6abc98-7f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column5108_6abc98-7f{position:relative;}@media all and (max-width: 1024px){.kadence-column5108_6abc98-7f > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column5108_6abc98-7f > .kt-inside-inner-col{flex-direction:column;}}.kadence-column5108_6abc98-7f {max-width: 720px;}<\/style>\n<div class=\"wp-block-kadence-column kadence-column5108_6abc98-7f mwk-get-in-touch__content\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading5108_08c1bb-bd, .wp-block-kadence-advancedheading.kt-adv-heading5108_08c1bb-bd[data-kb-block=\"kb-adv-heading5108_08c1bb-bd\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading5108_08c1bb-bd mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading5108_08c1bb-bd[data-kb-block=\"kb-adv-heading5108_08c1bb-bd\"] mark.kt-highlight{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<p class=\"kt-adv-heading5108_08c1bb-bd ft-h1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading5108_08c1bb-bd\"><strong><strong>\u00bfNecesitas un dise\u00f1o personalizado?<br\/> \u00bfSoluci\u00f3n de valor a\u00f1adido para banca o finanzas?<\/strong><\/strong> <strong>Hable conmigo<\/strong> .<\/p>\n\n\n\n<p class=\"ft-lg\">S\u00f6ren Timm, gerente de ventas de planta, es su contacto para el negocio bancario y financiero.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns5108_89252f-fe{gap:var(--global-kb-gap-md, 2rem);justify-content:flex-start;align-items:center;}.kt-btns5108_89252f-fe .kt-button{font-weight:normal;font-style:normal;}.kt-btns5108_89252f-fe .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns5108_89252f-fe .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns5108_89252f-fe .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns5108_89252f-fe .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns5108_89252f-fe .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns5108_89252f-fe .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns5108_89252f-fe .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns5108_89252f-fe\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn5108_0ee5e3-26.kb-button{width:initial;}@media all and (max-width: 1024px){.kb-btn5108_0ee5e3-26.kb-button .kb-svg-icon-wrap{display:block;}}<\/style><a class=\"kb-button kt-button button kb-btn5108_0ee5e3-26 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-fill kt-btn-has-text-true kt-btn-has-svg-true wp-block-kadence-singlebtn\" href=\"https:\/\/mwk.speckmann.com\/kontaktformular-kundinnen\/\"><span class=\"kt-btn-inner-text\">Organizar una devoluci\u00f3n de llamada<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-icon-mwk-icon-arrow-right kt-btn-icon-side-right\"><svg viewBox=\"0 -426 1024 1877\" preserveAspectRatio=\"xMinYMin meet\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M1518.677 419.328l-301.739-301.739 117.589-117.589 502.528 502.528-502.528 502.528-117.589-117.589 301.739-301.739h-1518.677v-166.4h1518.677z\"\/><\/svg><\/span><\/a>\n\n<style>ul.menu .wp-block-kadence-advancedbtn .kb-btn5108_25ecba-97.kb-button{width:initial;}@media all and (max-width: 1024px){.kb-btn5108_25ecba-97.kb-button .kb-svg-icon-wrap{display:block;}}<\/style><a class=\"kb-button kt-button button kb-btn5108_25ecba-97 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-true wp-block-kadence-singlebtn\" href=\"mailto:s.timm@mehrwerk.de\"><span class=\"kt-btn-inner-text\">Enviar correo electr\u00f3nico<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-icon-mwk-icon-arrow-right kt-btn-icon-side-right\"><svg viewBox=\"0 -426 1024 1877\" preserveAspectRatio=\"xMinYMin meet\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M1518.677 419.328l-301.739-301.739 117.589-117.589 502.528 502.528-502.528 502.528-117.589-117.589 301.739-301.739h-1518.677v-166.4h1518.677z\"\/><\/svg><\/span><\/a><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading5108_06f39c-a9, .wp-block-kadence-advancedheading.kt-adv-heading5108_06f39c-a9[data-kb-block=\"kb-adv-heading5108_06f39c-a9\"]{display:block;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading5108_06f39c-a9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading5108_06f39c-a9[data-kb-block=\"kb-adv-heading5108_06f39c-a9\"] mark.kt-highlight{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<span class=\"kt-adv-heading5108_06f39c-a9 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading5108_06f39c-a9\">Alles v\u00f6llig unverbindlich. 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